Renters Insurance

Protecting yourself and your valuables

If you’re looking for renters insurance, we can help! If you rent a house or apartment, making sure you are covered for risks should be a priority. Another reason to get a renters policy is that many landlords require tenants to purchase a renters insurance policy.

Here are a few examples of why someone would want renters insurance:

  • Your dog bites a visitor, and they sue you for their injuries. Your liability coverage could be used to pay for a lawyer/defense and the cost of the visitor’s medical care.

  • You light a candle and accidentally burn up half of your sofa. Your personal property coverage could be used.

  • You host a birthday party for your kid’s 2nd-grade class, and a visiting child gets a minor injury while playing. Your medical payment coverage could be used.

  • A washer hose bursts and floods your apartment, and you have to pay to move into a hotel temporarily while your landlord makes repairs. Your additional living expenses coverage could be used.

Renters Insurance, Dog Bite
Renters Insurance, Injury

Thank you for all your help and patience throughout the years. You’re a great agent!!!

 

— Lynn K

Frequently Asked Questions

Our goal is to provide you with the confidence and peace of mind that you’re protected from all things unexpected.

My landlord wants a copy of my renters insurance, but I don’t have a policy. Can you help?
Yes! We can get you set up on a policy and then send the necessary paperwork directly to your landlord.
I live on the bottom floor of an apartment complex. If my upstairs neighbor has a flood, will my renters insurance pay for damages to my place?
It depends on the circumstances, but if the flood was accidental then typically your insurance would pay for your repairs.
I hear about apartment complex fires all the time. But I’m careful and never leave candles burning – do I still need insurance?
Yes, we recommend it – because you might be careful, but that doesn’t mean your neighbors will be.

Solutions for Your Needs

Find out if you can get more value and convenience from Farmers when you purchase multiple policies. Ask us if you qualify for multiline discounts.