Auto Insurance
Auto insurance for all your needs
Whatever you drive, insurance is a necessity for your car and assets. Maybe you’re a car collector and have several classic cars you like to drive on the weekends. Farmers has coverage for that.
Whether you own a practical vehicle like a minivan or you prefer a luxury convertible, Farmers has coverage options that enable you to get the auto insurance policy that fits what’s in your garage.
Auto Coverage
We are here to help demystify the often confusing world of auto insurance and help you have all the resources you may need. We offer a wide range of coverage. Contact us for a quote.
Signal Smartphone App
The Signal app will allow you to earn a 5% discount and up to 15% each time your policy renews, based on your safe driving.* If you have drivers ages 16 to 25, you can get up to 25% off your entire bill, while helping them improve their good driving behavior.
Rideshare
Added coverage for rideshare drivers with companies like Uber or Lyft. Most personal auto policies exclude coverage when you’re logged into a rideshare company’s app as available to accept rides. The rideshare company’s full commercial liability coverage probably doesn’t begin until you accept a ride. This leaves a major gap, and we offer coverage for that. This coverage is added with a policy endorsement.
Classic & Collector Car Insurance
If your passion is cars with history – a perfectly preserved 1930s dual-cowl phaeton or 1960s roadster. You’ll want to protect your collectible vehicle and your investment in the car.
What auto insurance coverage is right for you?
Here are some of the risks a driver may face:
- You accidentally damage your own car
- Your child is injured in a single-car wreck
- An uninsured driver hits you
- You cause an accident
- A tree falls on your car
coverage types
- Liability
- Collision
- Comprehensive
- Uninsured / Underinsured Motorist
- Medical Payments
- Personal Injury Protection (PIP)
- Towing and Roadside Service
- Rental Car Reimbursement
- Rideshare
- Loss of Use
- Guaranteed Value™
- Customized Equipment
- Personal Umbrella
- Glass Deductible Buyback
- Full Windshield and Glass Coverage
- Spare Parts Coverage
- Original Equipment Manufacturer (OEM)
- New Car Replacement Coverage
- Accident Forgiveness
- GAP Coverage
*Once you enroll in Signal® by Farmers® and complete 10 qualifying trips using the app, you will receive an initial 5% discount on your Farmers Insurance® auto policy. At renewal, the Signal discount may increase or decrease based on the percentage of enrolled drivers on your auto policy using the app and their driving scores. Your renewal discount could range between 0.5% and 15%.
Restrictions apply. Discounts may vary. Not available in all states. See your agent for details. Insurance is underwritten by Farmers Insurance Exchange and other affiliated Insurance entities. Visit farmers.com for a complete listing of entities. Not all insurers are authorized to provide insurance in all states. Coverage is not available in all states.
“Bradney is great at what he does! He saved me from having a super high rate many times. He’s there to help you find the best deal. One of the best parts about him, he’s easy to get ahold of and gets what you need finished quickly. I would highly recommend him.”
— Tabetha N
Frequently Asked Questions
Our goal is to provide you with the confidence and peace of mind that you’re protected from all things unexpected.
What can I do to lower my auto insurance costs?
Changing your driving habits can make a difference as well. Your driving record is one of the most important factors considered when determining your premium. You can also try cutting down on the miles you drive (our smartphone app, Signal, gives a discount based on mileage) and bundling home/auto to save you money.
Do you have a mileage plan?
Yes, we give a discount for low mileage when you use our smartphone app, Signal by Farmers. The less you drive, the more you save.
How much auto insurance do I need?
Washington State liability minimum limits are $25,000 per person, $50,000 per accident, and $10,000 for property damage. This is also known as 25/50/10, and it’s illegal to drive without this amount of coverage. However, we recommend higher limits to make sure you’re protected – for example, in a fender-bender, severe whiplash with no other injuries can easily exceed $25,000 in medical costs.
Solutions for Your Needs
Find out if you can get more value and convenience from Farmers when you purchase multiple policies. Ask us if you qualify for multiline discounts.